Teachers Health Trust Health Insurance

Does Teachers Health Trust pay for drug rehab? Is there Teachers Health Trust mental health insurance? These are 2 of the common questions asked about this type of insurance and many others as well. If you have Teachers Health Trust insurance, you may be able to get addiction treatment or mental health treatment coverage. This type of insurance is provided for teachers by trustees/educators.

Unfortunately, many people lose their lives every single year due to addiction and mental health disorders. The good news is that Teachers Health Trust offers 2 different levels of coverage through the Hospital Supplement Plan and the Performance Plus Medical Plan. However, the Hospital Supplement Plan only covers hospital services. The other plan covers many things including detox, medication therapy, inpatient programs, and more. With that being said, a prior authorization is needed for these services.

Teachers Health Trust and Alcohol and Drug Detox

Is there Teachers Health Trust rehab coverage? When it comes to detox medications and detox treatment, many people can get coverage through this insurance plan, with a prior authorization. The detox is often a precursor to getting other types of addiction treatment. With this being said, this service is not always covered as a standalone service. However, it can often be covered when it is part of the inpatient treatment program.

Teachers Health Trust and Inpatient Rehab

Is there Teachers Health Trust rehab insurance? This is something many people want to know. The good news is that this insurance plan often covers inpatient drug rehab to some degree. If you want less out-of-pocket cost, you may have to choose a provider in the Teachers Health Trust rehab network. With that being said, there is a prior authorization needed when it comes to the inpatient rehab treatments. Whether you choose an in-network or out-of-network provider, you can only get 100 days of coverage for each calendar year under these specific services.

Teachers Health Trust and Outpatient Rehab

Is there Teachers Health Trust addiction treatment coverage? Yes, there is some coverage for outpatient rehab services, when you have a prior authorization. With this being said, there is a 20% coinsurance cost. You may also have some copays required for these services as well. Some of the services in this category you might get coverage for include the following:

• Medication assisted outpatient rehab treatment
• Intensive outpatient rehab services
• Partial hospitalization outpatient rehab

If you are in need of these services, call today to find out more on how to get started in treatment.

Teachers Health Trust and Sober Living House  

Unfortunately, sober living homes aren’t deemed necessary for addiction treatment through health insurance companies. So, this type of treatment isn’t going to be covered through Teachers Health Trust, unless it is a part of another rehab program. With this being said, living in a sober environment is a great way to help prevent relapse. It may be something you would like to consider anyways, regardless of not getting coverage for it.

Our insurance verification team works quickly to verify your insurance benefits to place you into one of our centers as soon as possible. Because of our industry expertise we will be able to verify this information in a timely manner and can advocate for more coverage or more time in treatment. We strive to do this as quick as possible while also maximizing your coverage. Our insurance verification process is of no cost to you and there are absolutely no obligations.

Do you have an addiction to alcohol or drugs? If so, and you have Teachers Health Trust insurance, you might be able to get some or all of your addiction treatment covered. You may have some copays to cover, however. Whenever you are looking into Teachers Health Trust mental health coverage or addiction treatment coverage, you can call to ask more about the services covered by your specific plan. Each plan has its own details and yours may be a bit different than someone else’s you know. Call us today to start getting into an addiction treatment program, whether you need detox, outpatient, or inpatient treatment.