Select Health of Utah Health Insurance Rehab Coverage

Is there Select Health of Utah rehab coverage? Is there Select Health of Utah mental health insurance? These are 2 commonly asked questions. Select Health of Utah is a local, not-for-profit health insurance company. This company offers health insurance for those who live in Idaho and Utah. They serve about 800,000 participants. They are also integrated with the Intermountain Healthcare company.

Select Health of Utah Insurance Plans

Does Select Health of Utah pay for drug rehab? Is there Select Health of Utah mental health coverage? Select Health of Utah has many plans that may include these services. Some of the levels of plans include Bronze, Expanded Bronze, Silver, and Gold. The gold plans have the highest rate for monthly premiums and the lowest rates for expenses out-of-pocket. Bronze plans are the opposite of this. The types of Select of Utah insurance plans include the following:

Catastrophic health insurance plans: For those under 30 years old or who have an exemption for a qualified hardship. These plans generally have higher deductibles and higher out-of-pocket expenses. However, the monthly premiums are lower.

Benchmark health insurance plans: This type of plan is generally a bit cheaper than traditional plans. They provide coverage for necessary health benefits. These benefits are defined through each state. Through the Affordable Care Act, substance use disorder and mental health treatments, are considered to be necessary. However, you may have to use the Select Health of Utah rehab network.

HealthSave health insurance plans: This type of plan is often in combination with a health savings account. Generally, these plans have reduced premiums monthly and a higher deductible. Health savings accounts are tax-exempt monies that can be used for the coverage of medical expenses. If you are looking into Select Health of Utah rehab insurance, you should know these plans are flexible. They allow you to spend your saved dollars as you need to.

Traditional health insurance plans: There are many choices with these plans. They provide preventative care, prescription drug, and medical service coverage. Generally, these are only covered with in-network providers.

You may be able to get Select Health of Utah addiction treatment coverage. This coverage may include detox and rehab services.

Navigating The Select Health of Utah Insurance

If you are looking for coverage when it comes to substance use disorder treatments, you will want to connect directly with the insurance company. However, you can also talk to professional rehab centers to ask them about verifying your insurance coverage as well. You can talk to a representative from Select Health of Utah to see how your coverage can be used. You can talk to them about how much you might have to pay out-of-pocket as well. Before enrolling in any health insurance plan, you should talk to the insurance company to see what they will offer in certain instances, such as substance use disorder or mental health treatment.

You should know that as a Select Health of Utah policyholder you might need to get verification before you obtain services. This will prevent any overlap in you having to pay more for services that could have been covered. You may be able to get this verification from your primary care doctor or another professional in-network. Many times you may have to try an outpatient program first before an inpatient program will be covered. However, this depends on the plan that you have.

Our insurance verification team works quickly to verify your insurance benefits to place you into one of our centers as soon as possible. Because of our industry expertise, we will be able to verify this information in a timely manner and can advocate for more coverage or more time in treatment. We strive to do this as quickly as possible while also maximizing your coverage. Our insurance verification process is of no cost to you and there are absolutely no obligations.