Many people suffer from addiction every single day. However, only a small percentage of people have the finances to afford addiction treatment. Fortunately, there are insurance companies who may be able to help you with the cost of treatment. Geisinger Health Plan is one of these companies. Some of their plans may cover both substance use disorder, addiction, and mental health services, especially in cases where treatments are medically necessary. However, you should keep in mind, a person may have out-of-pocket expenses.
Facts about Geisinger
Geisinger is a healthcare service company. They are located in Pennsylvania. The company owns and operates several types of facilities which include the following:
- Medical centers
- Children’s hospitals
- Research centers
- Rehabilitation hospitals
- Outpatient facilities
Geisinger’s main areas of focus are cancer treatment, orthopedics, transplants, pediatrics, neuroscience, heart services, and women’s health. The company also offers health plans for families, individuals, seniors, and employers.
Geisinger Health Plan Rehab Coverage
One of the top questions asked by people who are seeking insurance for mental health services is, “Does Geisinger Health Plan pay for drug rehab?”. Geisinger health plan may cover substance use disorder, addiction, and rehab treatment. However, there is no guarantee these services will be paid in full or even partially covered. It is best to speak with a Geisinger representative to make sure your treatment will be paid for by the company. In addition, you might also have to acquire a pre-authorization for Geisinger Health Plan rehab coverage, Geisinger Health Plan mental health coverage, and Geisinger Health Plan addiction treatment coverage.
Some Geisinger Health Plans have a deductible which is a common component when it comes to health insurance. A deductible is usually the amount of money you will be required to pay before an insurance company will begin to cover the cost of any type of service. You might find a deductible will need to be met for Geisinger Health Plan rehab insurance and Geisinger Health Plan mental health insurance. In addition, you might also be required to make a co-payment which is a fixed amount of money a person pays at the time of service. The amount of a co-pay can be different for emergency room visits, doctors offices, and mental health facilities. You should also know the cost of deductibles and co-pays might be less if you choose to use the Geisinger Health Plan rehab network.
Geisinger and Addiction Coverage
In some cases, Geisinger Health Plan covers rehab, substance use disorder, and addiction treatment services. Some of the types of addictions covered may include the following:
- Prescription painkillers
Geisinger might cover other types of addiction treatment services as well, so the best thing you can do is speak with someone from Geisinger. This way you can find out which ones will be covered under your plan. However, if you use a treatment provider who operates within Geisinger rehab network the insurance company will generally pay for treatment.
Geisinger and Detox
Detoxification is often the first step in recovery and an important one, as well. It helps a person handle the withdrawal symptoms associated with overcoming an addiction. Typically, Geisinger Health Plan will cover some of the cost of a detox program. The amount they cover depends on if the detox facility operates within Geisinger Health Plan network, if it is medically necessary for you to participate in detox, and a variety of other factors. For more information about Geisinger and detox it is best to speak with a company representative.
Many insurance companies will help a person pay for addiction treatment, including Geisinger Health Plan. This means you don’t have to take on the entire cost of treatment, so now would be a great time to start down the path to recovery.
Sunshine Behavioral Health strives to help people who are facing substance abuse, addiction, mental health disorders, or a combination of these conditions. It does this by providing compassionate care and evidence-based content that addresses health, treatment, and recovery.
Licensed medical professionals review material we publish on our site. The material is not a substitute for qualified medical diagnoses, treatment, or advice. It should not be used to replace the suggestions of your personal physician or other health care professionals.